By the time you turn 18 you are going to have to contend with answering this one financial question – “should I get a credit card?”
Having a credit card in your wallet can give you some peace of mind. For example, if your refrigerator gives-out in the middle of the night.

If you have bad credit, important steps such as purchasing a home, using loans to pay for your education and even securing a job can become much more difficult. This is why building solid credit is important.
Here are 6 ways that you can start today.